Antique Auto Insurance

 

What Can Antique Auto Insurance Do For You?

Whether it's a luxury sedan, muscle car, vintage roadster, a classic car or truck provides more than just your typical transportation. For anyone who has restored a project car or truck to a mint pristine head turner, they know the feel of accomplishment in a job well done. History buffs are able to link these classics to the past. For classic car collectors (think Jay Leno), it's either a money investment, or a feeling of pride in a well rounded collection.

Antique or vintage cars and trucks are usually worth much more than the typical late-model vehicles, and typical insurance coverage usually isn't enough. Many antique auto insurance companies require special insurance considerations.

Although antique auto insurance policies and features vary state by state, here are some of the basic coverage options:

Medical coverage to cover you or someone else's medical expenses in the event of an accident.
Collision repair coverage to repair any damage done to your vehicle in an accident.
Comprehensive coverage that covers most unwanted actions to your vehicle other than an accident. Things like vandalism or theft fall under this category.
Liability coverage to cover any damage expenses that you or your vehicle cause to another's.
Uninsured/underinsured coverage to help pay for expenses that uninsured or underinsured motorists can accrue in the event of an accident.


These are just the basic coverage types for your antique auto insurance. Each company is different and your prices may vary. Factors that usually affect the price is the age or value of the vehicle, the experience and age of the driver, and the driving history of the driver.

As always speak with a local agent to discuss these issues in more detail.